WHAT
WE DO
We have extensive expertise in providing flexible and customized debt products for rapidly growing startups through working capital financing or venture debt. We also collaborate with Speed Rocket Technology Private Limited to offer personal loan services.
Alternative Credit to
Growth Companies
BlackSoil provides short-term credit solutions to fast-growing, scalable, and underserved new economy businesses. These companies may not have access to traditional sources of lending and are typically funding their business through equity, which can lead to ownership dilution. The credit solutions offered by BlackSoil are designed to help these companies with their short-term financing needs, such as working capital, asset acquisition, or runway financing.
Growth Friendly
Alternative debt helps in growth since limited exposure by traditional lenders due to inability of borrowers to provide hard assets as security
Time Bound
Quick Evaluation and turnround time. Average one month disbursal time
Institutional Capital
Growth companies backed by institutional investors, having raised minimum Series A
Operating Cashflows
Underwriting with a focus on regular growing cashflows
Debt to
Financial Institutions
Blacksoil offers debt financing to new-age fintech companies and smaller traditional financial institutions (FIs) and Non-Banking Financial Companies (NBFCs) that may have limited access to debt from traditional lenders due to their evolving business models. In addition to meeting recurring debt requirements, BlackSoil also helps build databases and analytics to underwrite and provide debt financing in multiple tranches more efficiently.
Onward Lending
Credit for onward lending to established NBFCs with good vintage, backed by promoters with excellent credentials, and profitable portfolios with low NPAs
FinTech Friendly
Catering to the needs of fintechs with limited exposure from traditional lenders due to ever-evolving business models & statutory guidelines
Long-term Partnerships
Collaboration for extended periods to cater to the recurring debt requirements of Fls
Sectoral Expertise
Deep domain expertise which allows to structure the transaction as per their business needs
Personal Loan Services
We have partnered with SPEED ROCKET TECHNOLOGY PRIVATE LIMITED to launch the personal loan app Mitracash, dedicated to providing efficient, convenient, and reliable financial services in India. As a technology-driven financial platform, Mitracash strives to meet the diverse funding needs of local users, empowering them to achieve various life goals. Mitracash offers flexible loan amounts and competitive interest rates, coupled with intelligent approval processes and robust risk management systems, ensuring a seamless borrowing experience. Additionally, we prioritize user privacy and data security, guaranteeing that every loan transaction is conducted in a compliant and secure environment. Our mission is to provide high-quality financial solutions to help users in India overcome everyday financial challenges and improve their quality of life. Moving forward, we will continue to deepen our integration with the local market, continuously optimize our products and services, and work toward becoming a leading brand in India’s personal loan sector.